Stay protected and secure with trusted critical illness insurance solutions
Secure your future with these reliable critical illness insurance solutions. Protect yourself and your loved ones from financial burden during a critical illness. Explore these coverage options today.
Life is full of uncertainties, and unexpected health events can be emotionally and financially draining for individuals and their families. Critical illness insurance policies provide a safety net, offering financial support during difficult times. These policies pay out a lump sum upon diagnosis of a qualifying serious illness, which can be used for medical bills, continuing care, or everyday expenses.
United Healthcare: Critical Care Insurance
Critical Illness insurance underwritten by Golden Rule Insurance Company, also known as Critical Care insurance or Critical Illness coverage, offers a tax-advantaged, lump-sum cash benefit with flexible allocation options. The simple application process involves answering yes or no questions, and various maximum lifetime benefit amounts are available, ranging from $10,000 to $50,000. The American Association for Critical Illness Insurance recommends having enough coverage to make mortgage payments for two years. Contact United Healthcare for quotes.
Aflac: Lump Sum Critical Illness Policy
Aflac's critical illness insurance focuses on helping with treatment costs for life-changing illnesses and health events, allowing policyholders to stay focused on recuperation. Benefits are paid directly to policyholders and can be used for any expenses, from medical bills to everyday costs. Contact Aflac for quotes.
MetLife: Employer-Based Critical Illness Insurance
MetLife's critical illness insurance provides financial stability, with benefits including a lump sum payment, dependent coverage, no obligation to submit expense receipts, and portable coverage options. Payments are made directly to policyholders, not healthcare providers, for maximum convenience. There are no waiting periods for coverage, and policyholders can choose between electronic funds transfer or check for payment. Contact MetLife for quotes.
Allstate: Comprehensive Critical Illness Insurance
Allstate's critical illness insurance protects budgets while offering resources and support for policyholders diagnosed with cancer or Parkinson's disease. Cash benefits can be used for any expenses, and additional coverage options for cancer diagnoses and other medical conditions are available. Features of Allstate's coverage include configurable plan designs, annual wellness benefits, spouse and child coverage, and continuation of coverage as long as premiums are paid. Contact Allstate for quotes.
Nationwide Mutual Insurance Company: Life Insurance with Critical Illness Coverage
Nationwide offers critical illness coverage as part of many life insurance policies, providing funds for medical expenses during eight critical health events, including cancer, heart attack, and stroke. Benefit payments are 10% of the policy's face amount or $25,000, whichever is less. Nationwide does not place restrictions on how the benefit is utilized, and the coverage is automatically included on most life insurance policies. Contact Nationwide for quotes.
Guardian: Supplemental Critical Illness Insurance
Guardian's critical illness insurance helps cover medical expenses that primary health insurance won't, offering a cash payout for serious illnesses such as cancer, stroke, and Parkinson's disease. Policies can cover over 30 major illnesses and pay out a lump sum of up to $50,000. Guardian offers policies both directly and through many employers. The coverage is an affordable way to supplement and pay for additional expenses not covered by health insurance, with some policies even providing additional cash for hospital stays for less serious illnesses or injuries. Contact Guardian for quotes.
Critical illness insurance is an essential financial safety net for individuals and their families during trying times. With various brands offering unique features and benefits, it is crucial to compare policies and choose the one that best suits your needs. By investing in critical illness insurance, you can gain peace of mind knowing that you and your loved ones will have financial support when it's needed most.